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Editor's Top Credit Card Offers

Our editor has put together a list of the top credit cards on the site. These offers provide low interest rates, great balance transfer rates, cash back, rewards, and more. Reviews these credit card offers and see if they have quality that meets your needs.

Editor's Choice for
Balance Transfer

Citi Simplicity® Card

Citi Simplicity® Card

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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
  • No penalty rate - Ever
  • No annual fee - Ever
  • Save time when you call with fast, personal help, 24 hours a day.
Purchases Intro APR Regular APR Annual Fee
0%* 12.99% - 21.99%* (Variable) $0*

Editor's Choice for
Gas Rewards

Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card

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  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
Purchases Intro APR Regular APR Annual Fee
0%* 12.99%-22.99%* (Variable) $0*

Editor's Choice for

Discover it®

Discover it®

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  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
Purchases Intro APR Regular APR Annual Fee
0% 10.99% - 22.99% Variable* $0

Editor's Choice for
Airline Miles

Citi® Hilton HHonorsTM Reserve Card

Citi&#174; Hilton HHonors<sup>TM</sup>  Reserve Card

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  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
Purchases Intro APR Regular APR Annual Fee
N/A* 15.24%* (Variable) $95*

Editor's Choice for
Business Credit

CitiBusiness ThankYou® Card

CitiBusiness ThankYou&#174; Card

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  • Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership — redeemable for $150 in gift cards.
  • 0% introductory APR on purchases for 6 months. After that, 13.24% variable*
  • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories*
  • Points do not expire and there is no cap to the ThankYou points you can earn.
  • Redeem points for great rewards from business supplies and merchandise to gift cards, travel rewards or even cash rewards
  • No Annual Fee*
Purchases Intro APR Regular APR Annual Fee
0%* 13.24%* (Variable) N/A

Editor's Choice for
Bad Credit

Pink ACE EliteTM Visa® Prepaid Card

Pink ACE Elite<sup>TM</sup> Visa&#174;  Prepaid Card

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  • Get your tax refund faster with direct deposit.*
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
  • Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Secure: Card funds are backed by Visa® Zero Liability*
Purchases Intro APR Regular APR Annual Fee
N/A N/A up to $9.95 monthly fee

Credit Card Categories
Low Interest   Low Interest
Search Credit Cards Offers with a 0% Intro or Low APR for up to 15 months
  Balance Transfer   Balance Transfer
Save Money by transferring your existing balance to a Low APR Credit Card
  Cash Back   Cash Back
Earn Cash Back from everyday purchases with Cash Back Credit Card Offers
Rewards   Rewards
Earn Rewards from everyday purchases with a Rewards Credit Cards Offer
  Instant Approval   Instant Approval
Credit Cards that offer an instant decision on your application
  Gas   Gas
Save Money and Earn More on Gas with these Credit Card Offers
Airline Miles   Airline Miles
Search Airline Credit Cards and earn frequent flier miles and great perks
  Hotel/Travel   Hotel/Travel
Credit Cards that offer Hotel and Travel Rewards on everyday purchases
  Points   Points
Earn Points from everyday purchases with a Points Credit Card
Charge Cards   Charge Cards
Credit Cards with great rewards and more, for paying in full every month
  Retail   Retail
Earn Shopping Rewards on everyday purchases with Retail Credit Cards
  Business   Business
Earn More for your Business with a Credit Card geared toward your needs
Student   Student
Credit Card Offers for Students with cash back, rewards, and more
  Fair/Average Credit   Fair/Average Credit
Selections of Great Credit Card Offers for consumers with Average Credit
  Bad Credit   Bad Credit
Bad Credit. No Problem! Credit Cards Offers geared specifically toward you
Prepaid   Prepaid
Compare Prepaid Card offers that are accept at millions of locations worldwide.
  Secured Cards   Secured Cards
May be the answer for people who are establishing solid credit worthiness.
Credit Card Issuers
Discover┬«   Discover®
Discover Card has more than 50 million card members, and is accepted in millions of places around the world.
  Citibank   Citibank
Citibank is the world's largest provider of card products with more than 145 million bankcards, private label and charge cards.
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Credit Card Search Engine provides you with easy to understand comparisons & benefits of the best personal, business, & student credit cards available today so you can feel confident choosing the best credit card for your personal or business needs.

Choose credit cards with 0% intro and low fixed rates, credit cards offering cash back for everyday purchases at supermarkets, gas stations, drugstores, and more. Earn Airline & travel rewards, save on gas or earn points towards your next automobile purchase. Earn points redeemable for travel, merchandise, flights, hotel stays, cruises, car rentals vacation packages, brand-name shopping, entertainment, and much more.

At, you can compare current credit card offers from Visa®, MasterCard®, and Discover®. Once you've found the right card, simply fill out the secure online application hosted on the respective credit card issuer's website. In most cases, your new low or 0% interest credit card will be in your hands in five to seven days. Rather than pay 19% or more on your department store credit cards, you can pay off your holiday gifts and pay 0% interest for 6 months to 1 year. Or, get a new card with a 0% APR for the same period.

*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Credit Card Applications - Best Credit Cards - Online Credit Card

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