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Discover Card offers credit cards for consumers, students, and business owners. Most of the Discover Card cards feature a great introductory APR and regular APR. Plus, most of the cards carry some kind of reward and have no annual fee. Take time and search through Discover Card's portfolio of consumer, student, and business credit card offers and apply for one that best meets your needs. |
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| Discover® More(SM) Card
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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| Introductory Rate |
|
Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
12 Months* |
| Regular APRs |
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Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
5%* |
| |
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Late: |
$19+* |
Cash Advance: |
3%, $5 minimum* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® Open Road(SM) Card
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- Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
- 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 Months* |
11.99% - 19.99%* |
None* |
Yes* |
Good |
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| |
| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Miles by Discover® Card
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- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 Months* |
11.99% - 19.99%* |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® Motiva(SM) Card
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- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row-twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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3.99%* |
6 Months* |
11.99% - 19.99%* |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
3.99%* |
Balance Transfers: |
3.99%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
Up to 12 Months* |
| Regular APRs |
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Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - Sealife Collection
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
6 Months* |
11.99% - 19.99%* |
None |
Yes* |
Good |
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| |
| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - Clear
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
6 Months* |
11.99% - 19.99%* |
None |
Yes* |
Good |
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| |
| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
| |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - American Flag
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
6 Months* |
11.99% - 19.99%* |
None |
Yes* |
Good |
|
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| |
| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - Wildlife Collection
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
6 Months* |
11.99% - 19.99%* |
None |
Yes* |
Good |
|
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| |
| Introductory Rate |
|
Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
|
Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
| |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
| |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - Monogram
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
6 Months* |
11.99% - 19.99%* |
None |
Yes* |
Excellent |
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| |
| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
|
Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
None |
Balance Transfers: |
3%* |
| |
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Late: |
see terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Biodegradable Discover® More Card
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- Help protect the planet with the new biodegradable Discover Card
- Card plastic breaks down 99% within five years in landfill conditions
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
6 months* |
11.99% - 19.99%* |
None |
Yes* |
Good |
|
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| |
| Introductory Rate |
|
Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
6 months* |
Balance Transfers: |
6 months* |
| Regular APRs |
|
Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
| |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
None |
Balance Transfers: |
3%* |
| |
|
Late: |
$19+* |
Cash Advance: |
3%, $5 minimum* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Current by Discover
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- Debit Card for Teens with built-in parental controls
- Set daily, weekly, and monthly spending limits
- Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
- Free Direct Deposit for parents & teens
- Free deposits from any credit card or bank account
- $0 fraud liability guarantee
- Withdraw cash at ATMs
- Get exclusive discounts at teen's favorite merchants
- Free e-mail and text message activity alerts
- No minimum balances, loading fees, or credit check
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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* |
* |
* |
$50* |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
| |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$50* |
Balance Transfers: |
N/A |
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Late: |
N/A |
Cash Advance: |
N/A |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Escape by Discover® Card
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- 25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
- Unlimited Double Miles on all purchases
- Book any travel, anytime with no blackout dates or restrictions
- 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
- Enhanced travel benefits
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
- $60 Annual Fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
6 months* |
11.99% - 19.99%* |
$60* |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
6 months* |
Balance Transfers: |
6 months* |
| Regular APRs |
|
Purchases: |
11.99% - 19.99%* |
Balance Transfers: |
11.99% - 19.99%* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
$60* |
Balance Transfers: |
3%* |
| |
|
Late: |
$19-$39* |
Cash Advance: |
3%, min $5* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Discover Credit Card Application - Discover Card - Discover Credit Cards
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