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The credit cards and debit cards listed below are the most popular cards for consumers with less than perfect credit. These cards may help improve your credit history when you keep your balances below your credit limit, and make all of your payments to your creditors on time. Take time and search through this list of credit card offers for bad credit, and apply for one that best meets your needs. |
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| PREMIER Soar® Credit Card
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- Free Access to online Credit Monitoring for the first 30 days
- Competitive APR on purchases
- Reports monthly to 4 major Credit Bureaus
- You don't need perfect credit for a PREMIER credit card
- Peace of mind with PREMIER Credit Protection®
- The PREMIER Credit Card - Just Imagine
- Find out your Credit Card Application Results - Instantly
- Making all payments to all creditors on time and keeping your balances below the credit limit may help to improve your credit history.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
See terms* |
See terms* |
See terms%* |
See terms* |
No* |
Poor* |
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| Introductory Rate |
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Purchases: |
See terms* |
Balance Transfers: |
No* |
| Introductory Period |
|
Purchases: |
See terms* |
Balance Transfers: |
No* |
| Regular APRs |
|
Purchases: |
See terms %* |
Balance Transfers: |
No* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
See terms* |
Balance Transfers: |
No* |
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Late: |
See terms* |
Cash Advance: |
See terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Centennial® MasterCard®/Visa®
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- Low APR on purchases
- Peace of mind with PREMIER Credit Protection®
- A credit card you can trust
- 24 hour account access by phone
- Reports monthly to 4 Major Credit Bureaus
- Find out your Credit Card Application Results - Instantly
- A helping hand - we may say yes when others may say no
- Making all payments to all creditors on time and keeping your balances below the credit limit may help to improve your credit history.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
See Terms* |
See Terms* |
See Terms* |
See Terms* |
No* |
Poor* |
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| Introductory Rate |
|
Purchases: |
See Terms* |
Balance Transfers: |
No* |
| Introductory Period |
|
Purchases: |
See Terms* |
Balance Transfers: |
No* |
| Regular APRs |
|
Purchases: |
See Terms * |
Balance Transfers: |
No* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
No* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| New Millenium Bank Secured Black Diamond Visa® or Mastercard®
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- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
19.5%* |
$59* |
No* |
Bad* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
19.5 %* |
Balance Transfers: |
N/A* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$59* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| PREMIER Possibilities® Credit Card
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- Knowledgeable, Quality Customer Service
- Great APR on purchases - Great Credit Card
- Reports monthly to 4 major Credit Bureaus
- The Right Credit Card for those with less than perfect credit
- Available PREMIER Credit Protection®
- The PREMIER Credit Card - No checking account required
- Find out your response in 1 minute
- Making all payments to all creditors on time and keeping your balances below the credit limit may help to improve your credit history.
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|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
See terms* |
See terms* |
See terms%* |
See terms* |
No* |
Poor* |
|
|
| |
| Introductory Rate |
|
Purchases: |
See terms* |
Balance Transfers: |
No* |
| Introductory Period |
|
Purchases: |
See terms* |
Balance Transfers: |
No* |
| Regular APRs |
|
Purchases: |
See terms %* |
Balance Transfers: |
No* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
See terms* |
Balance Transfers: |
No* |
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Late: |
See terms* |
Cash Advance: |
See terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| New Millennium Bank Platinum Visa® or MasterCard®
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- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
19.5%* |
$59 * |
No* |
Bad* |
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| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
19.5 %* |
Balance Transfers: |
N/A* |
| |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$59 * |
Balance Transfers: |
See Terms* |
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Late: |
N/A* |
Cash Advance: |
2% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| UltraVX Visa®
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- Credit-On Demand™: up to $25,000 credit line-Patent Pending
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
See Terms* |
No* |
Bad* |
|
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| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Next Millennium MasterCard®
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- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5,000.00
- Get cash at over 740,000 ATMs
- Accepted wherever MasterCard® is accepted
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
19.5%* |
$59* |
No* |
Bad* |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
19.5 %* |
Balance Transfers: |
N/A* |
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Cash Advance: |
19.50%* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$59* |
Balance Transfers: |
N/A* |
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Late: |
$20* |
Cash Advance: |
2% of advance* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| PREMIER Insight® Credit Card
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- Access to online credit education
- Competitive APR on purchases
- Reports monthly to 4 major Credit Bureaus
- The Right Credit Card for those with less than perfect credit
- Available PREMIER Credit Protection®
- The PREMIER Credit Card - No checking account required
- Got a minute? Get a response
- Making all payments to all creditors on time and keeping your balances below the credit limit may help to improve your credit history.
|
|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
See terms* |
See terms* |
See terms%* |
See terms* |
No* |
Poor* |
|
|
| |
| Introductory Rate |
|
Purchases: |
See terms* |
Balance Transfers: |
No* |
| Introductory Period |
|
Purchases: |
See terms* |
Balance Transfers: |
No* |
| Regular APRs |
|
Purchases: |
See terms %* |
Balance Transfers: |
No* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
See terms* |
Balance Transfers: |
No* |
| |
|
Late: |
See terms* |
Cash Advance: |
See terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| SilverCard Prepaid MasterCard®
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- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
N/A* |
No* |
Poor* |
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| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
N/A* |
Balance Transfers: |
N/A* |
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Late: |
N/A* |
Cash Advance: |
$4.95* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| First Option Visa®
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- Get a REAL Visa® Credit Card!
- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
Apply Today!
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
19.5%* |
$59* |
No* |
Bad* |
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| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
19.5 %* |
Balance Transfers: |
N/A* |
| |
|
Cash Advance: |
19.50%* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$59* |
Balance Transfers: |
N/A* |
| |
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Late: |
See terms* |
Cash Advance: |
19.5%* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Prepaid ARC Travel MasterCard
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- 100% Guaranteed Approval with No Credit Check - Perfect for Bad Credit or No Credit
- NO HIDDEN FEES : no monthly or annual maintenance fees*
- Multiple load options: PayPal, direct deposit, online banking, Western Union, Money Gram, and more!
- FREE TRAVEL BENEFITS: Lost or damaged luggage coverage, Travel Services Medical Assistance, MasterTrip Worldwide Travel Assistance, and MasterLegal Referral Service
- FREE balance and activity alerts via your email and text messaging
- With PayPass, you can simply tap and go - no need to hand the card to the cashier!
- Multiple cards available - get cards for up to 4 people per account
- Reloadable, up to $9500 balance
- Accepted Worldwide at over 25 million retail locations - wherever Debit MasterCard is accepted, as well as at over 1 million ATMs
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
N/A* |
No* |
Poor* |
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| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
N/A * |
Balance Transfers: |
N/A* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
N/A* |
Balance Transfers: |
N/A* |
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Late: |
N/A* |
Cash Advance: |
$10.00 (each)* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Public Savings Bank Secured Card
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- 0% APR on purchases for 6 months
- No annual fee
- Your income, employment and credit are not factors!
- We report to all 3 major credit bureaus
- Credit limits up to $100,000
- 25 day grace period
- Use the card everywhere you see the visa/mastercard logo
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
6 Months* |
11.24%* |
None* |
No* |
Bad* |
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| Introductory Rate |
|
Purchases: |
0%* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
6 Months* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
11.24 %* |
Balance Transfers: |
N/A* |
| |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See terms* |
| |
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Late: |
See terms* |
Cash Advance: |
See terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Bad Credit Credit Cards - Credit Cards For Bad Credit - Credit Cards For People With Bad Credit
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