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The credit cards and debit cards listed below are the most popular cards for consumers with less than perfect credit. These cards may help improve your credit history when you keep your balances below your credit limit, and make all of your payments to your creditors on time. Take time and search through this list of credit card offers for bad credit, and apply for one that best meets your needs. |
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| Horizon Gold Credit Card
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Get the Financial Freedom You Deserve! - Instant Guaranteed Approval
- Initial $500.00 Un-Secured credit limit
- No Credit Checks
- No Turndowns
- Reports Positively to Major Credit Bureau
- Get the Benefits and Credit you Deserve
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|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
$14.95 Monthly |
No* |
N/A |
|
|
| |
| Introductory Rate |
|
Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
$14.95 Monthly |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| New Millenium Bank Secured Black Diamond VisaŽ or MastercardŽ
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- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply
|
|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A |
N/A |
19.5% |
$59 |
No* |
Bad |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
19.5% |
Balance Transfers: |
N/A |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
$59 |
Balance Transfers: |
See Terms* |
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|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| New Millennium Bank Platinum VisaŽ or MasterCardŽ
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- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A |
N/A |
19.5% |
$59 Annually |
No* |
Bad |
|
|
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| Introductory Rate |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
19.5% |
Balance Transfers: |
* |
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|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
$59 Annually |
Balance Transfers: |
See Terms* |
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Late: |
* |
Cash Advance: |
2% of Cash Adv, $5 m |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| UltraVX VisaŽ
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- Credit-On Demand™: up to $25,000 credit line-Patent Pending
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
See Terms* |
No* |
Bad |
|
|
| |
| Introductory Rate |
|
Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Next Millennium MasterCardŽ
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- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5,000.00
- Get cash at over 740,000 ATMs
- Accepted wherever MasterCard® is accepted
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A |
N/A |
19.5% |
$59 |
No* |
Bad |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
19.5% |
Balance Transfers: |
N/A |
| |
|
Cash Advance: |
19.50% |
Penalty: |
* |
| Fees |
|
Annual: |
$59 |
Balance Transfers: |
N/A |
| |
|
Late: |
$20 |
Cash Advance: |
2% of advance |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| SilverCard Prepaid MasterCardŽ
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- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
N/A |
No* |
Poor |
|
|
| |
| Introductory Rate |
|
Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
N/A |
Balance Transfers: |
N/A |
| |
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Late: |
N/A |
Cash Advance: |
$4.95 |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| First Option VisaŽ
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- Get a REAL Visa® Credit Card!
- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
Apply Today!
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A |
N/A |
19.5% |
$59 |
No* |
Bad |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
19.5% |
Balance Transfers: |
N/A |
| |
|
Cash Advance: |
19.50% |
Penalty: |
* |
| Fees |
|
Annual: |
$59 |
Balance Transfers: |
N/A |
| |
|
Late: |
See terms* |
Cash Advance: |
19.5% |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| eElite Plus Shopping Card
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- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
$168* |
No* |
Bad |
|
|
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| Introductory Rate |
|
Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
$168* |
Balance Transfers: |
See Terms* |
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Late: |
$10* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| ePlatinum+ Shopping Card
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- Buy NOW and Pay LATER
- Receive up to a $12,500 Unsecured Merchandise Credit Line*
- 0% APR with No Annual Fee
- Low Minimum Monthly Payments
- Credit Limits Increases Available
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
$168* |
No* |
Bad |
|
|
| |
| Introductory Rate |
|
Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
$168* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
$10* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| First PREMIERŽ Bank Platinum Credit Card
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- Offering you credit when others may not
- Applying for a First PREMIER Bank credit card may be easier than you think
- We offer stability in an unstable time
- Apply now-Know now - Credit response in seconds
- Your relationship with PREMIER is our only concern - No universal defaults
- Easy to manage credit limits
- Over 3 million people already have their card - Don't wait to apply for yours!
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
See Terms |
See Terms |
See Terms |
See Terms |
No* |
Poor |
|
|
| |
| Introductory Rate |
|
Purchases: |
See Terms |
Balance Transfers: |
No |
| Introductory Period |
|
Purchases: |
See Terms |
Balance Transfers: |
No |
| Regular APRs |
|
Purchases: |
See Terms |
Balance Transfers: |
No |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms |
Balance Transfers: |
No |
| |
|
Late: |
See Terms |
Cash Advance: |
See Terms |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Juniper MasterCardŽ Prepaid Card
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- Get approved with no credit check or bank account required.
- Save money with no transaction fees on your purchases.
- No monthly fee with Direct Deposit (Direct Deposit is FREE)
- Access cash at millions of ATMs worldwide
- Use anywhere MasterCard® Debit is accepted
- Get access to exclusive discounts through the MasterCard Savings™ program
- See details, terms, and application.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
See Terms* |
No* |
N/A |
|
|
| |
| Introductory Rate |
|
Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Orchard Bank Classic MasterCards
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A |
N/A |
7.90% - 19.90% |
$39-$79* |
Yes* |
Poor |
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| Introductory Rate |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
7.90% - 19.90% |
Balance Transfers: |
7.90% - 19.90% |
| |
|
Cash Advance: |
20.90% |
Penalty: |
29.49% |
| Fees |
|
Annual: |
$39-$79* |
Balance Transfers: |
$5 or 5%* |
| |
|
Late: |
$30-$35* |
Cash Advance: |
$5 or 5%* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Platinum Zero™ Secured VisaŽ Credit Card
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- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Turn Downs - Guaranteed Approval*
- ZERO Credit and Income Requirements
- ZERO Application Fees
- ZERO Hassles - Just Choose Your Credit Limit Up To $5,000*
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting!
*Requires identity and residence verification and minimum deposit amount of $500 up to $5,000.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0% |
N/A |
0% |
See Terms* |
No* |
Poor |
|
|
| |
| Introductory Rate |
|
Purchases: |
0% |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
0% |
Balance Transfers: |
N/A |
| |
|
Cash Advance: |
9.99% |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Prepaid VisaŽ Black Diamond RushCard
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- FREE Direct Deposit of pay, tax refund, anticipation loans
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
See Terms* |
No* |
Poor |
|
|
| |
| Introductory Rate |
|
Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
N/A |
| |
|
Late: |
N/A |
Cash Advance: |
N/A |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Prepaid VisaŽ Purple Diamond RushCard
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- FREE Direct Deposit of pay, tax refund, anticipation loans
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
|
|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
See Terms* |
No* |
Poor |
|
|
| |
| Introductory Rate |
|
Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
N/A |
| |
|
Late: |
N/A |
Cash Advance: |
N/A |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Public Savings Bank Secured Card
|
|
- 0% APR on purchases for 6 months
- No annual fee
- Your income, employment and credit are not factors!
- We report to all 3 major credit bureaus
- Lifetime credit lines up to $10,000
- 25 day grace period
- Use the card everywhere you see the visa/mastercard logo
|
|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0% |
6 months |
11.24% |
none |
No* |
Bad |
|
|
| |
| Introductory Rate |
|
Purchases: |
0% |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
6 months |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
11.24% |
Balance Transfers: |
N/A |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
none |
Balance Transfers: |
See terms* |
| |
|
Late: |
See terms* |
Cash Advance: |
See terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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Page 1 | Page 2
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Bad Credit Credit Cards - Credit Cards For Bad Credit - Credit Cards For People With Bad Credit
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