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The credit cards and debit cards listed below are the most popular cards for consumers with less than perfect credit. These cards may help improve your credit history when you keep your balances below your credit limit, and make all of your payments to your creditors on time. Take time and search through this list of credit card offers for bad credit, and apply for one that best meets your needs. |
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| New Millennium Bank Secured Gold VisaŽ or MasterCardŽ
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- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
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Purchases: |
19.5% |
Balance Transfers: |
N/A |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$59 |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Horizon Gold Credit Card
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Get the Financial Freedom You Deserve! - Instant Guaranteed Approval
- Initial $500.00 Un-Secured credit limit
- No Credit Checks
- No Turndowns
- Reports Positively to Major Credit Bureau
- Get the Benefits and Credit you Deserve
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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* |
* |
* |
See Terms* |
No* |
N/A |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| New Millenium Bank Secured Black Diamond VisaŽ or MastercardŽ
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- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A |
N/A |
19.5% |
$59 |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
19.5% |
Balance Transfers: |
N/A |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$59 |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| New Millennium Bank Platinum VisaŽ or MasterCardŽ
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- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A |
N/A |
19.5% |
$59 Annually |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
19.5% |
Balance Transfers: |
* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$59 Annually |
Balance Transfers: |
See Terms* |
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Late: |
* |
Cash Advance: |
2% of Cash Adv, $5 m |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| UltraVX VisaŽ
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- Credit-On Demand™: Up to $25,000 credit line
- Instant Approval: No credit check, no minimum income or bank account required
- Credit Reporting: Reports to all the major credit bureaus
- Clear Rewards: Earn rewards for Southwest Airlines, American Airlines, JetBlue, Barnes and Noble, Amazon and more - with no restrictions
- Powerful Account Features: FREE direct deposit, FREE bill pay, FREE alerts, FREE Online account access, add cash instantly at 100,000 retail locations nationwide, and many more.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
See Terms* |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
| |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Next Millennium MasterCardŽ
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- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5,000.00
- Get cash at over 740,000 ATMs
- Accepted wherever MasterCard® is accepted
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A |
N/A |
19.5% |
$59 |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
19.5% |
Balance Transfers: |
N/A |
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Cash Advance: |
19.50% |
Penalty: |
* |
| Fees |
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Annual: |
$59 |
Balance Transfers: |
N/A |
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Late: |
$20 |
Cash Advance: |
2% of advance |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| SilverCard Prepaid MasterCardŽ
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- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
N/A |
No* |
Poor |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
| |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
N/A |
Balance Transfers: |
N/A |
| |
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Late: |
N/A |
Cash Advance: |
$4.95 |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| First Option VisaŽ
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- Get a REAL Visa® Credit Card!
- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
Apply Today!
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A |
N/A |
19.5% |
$59 |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
19.5% |
Balance Transfers: |
N/A |
| |
|
Cash Advance: |
19.50% |
Penalty: |
* |
| Fees |
|
Annual: |
$59 |
Balance Transfers: |
N/A |
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Late: |
See terms* |
Cash Advance: |
19.5% |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| eElite Plus Shopping Card
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- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
$168* |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
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|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$168* |
Balance Transfers: |
See Terms* |
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Late: |
$10* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| ePlatinum+ Shopping Card
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- Buy NOW and Pay LATER
- Receive up to a $12,500 Unsecured Merchandise Credit Line*
- 0% APR with No Annual Fee
- Low Minimum Monthly Payments
- Credit Limits Increases Available
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
$168* |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
$168* |
Balance Transfers: |
See Terms* |
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Late: |
$10* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Bad Credit Credit Cards - Credit Cards For Bad Credit - Credit Cards For People With Bad Credit
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