Bank of America Efectiva Visa Credit Card

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Efectiva™ Platinum Plus® Visa®

Earn points towards cash back
0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
Earn 5 bonus points with your first purchase
Bilingual communications and services in English or Spanish
No annual fee
Card issued by FIA Card Services, N.A.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A*	10.99%*	None*	Yes*	Good*

* See application website for details.

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