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The credit card offers in this section are the most popular credit cards for consumers with excellent personal credit. This section features cards that offer low interest rates, great rewards, airline miles, points, and cash back. Most of these cards even have no annual fees. Take time and search through this list of consumer and business credit card offers for excellent credit, and apply for one that best meets your needs. |
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| American Express (R) Preferred Rewards Gold Card
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- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
N/A |
$125 annual fee |
No* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$125 annual fee |
Balance Transfers: |
See Terms* |
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Late: |
See Terms * |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| IBERIABANK Visa® Gold Card
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- Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 Day grace period
- Online access to credit card account information
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
8.25% - 14.25% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
1.99% |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
6 Billing Cycles |
| Regular APRs |
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Purchases: |
8.25% - 14.25% |
Balance Transfers: |
8.25% - 14.25% |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Platinum Select® Card
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- 0% APR* on balance transfers and purchases for 6 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0% |
6 Months |
As Low As 11.99% (V) |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0% |
Balance Transfers: |
0% |
| Introductory Period |
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Purchases: |
6 Months |
Balance Transfers: |
6 Months |
| Regular APRs |
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Purchases: |
As Low As 11.99% (V) |
Balance Transfers: |
As Low As 11.99% (V) |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
$15/$29/$39 * |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| IBERIABANK Visa® Classic Card
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- Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- No annual membership fee
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- 25 day grace period
- Online access to credit card account information
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
7.25% - 13.25% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
1.99% |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
6 Billing Cycles |
| Regular APRs |
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Purchases: |
7.25% - 13.25% |
Balance Transfers: |
7.25% - 13.25% |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Simmons First Visa® Platinum
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
7.25% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
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Purchases: |
7.25% |
Balance Transfers: |
7.25% |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - Clear
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 18.99%* |
Balance Transfers: |
11.99% - 18.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - Wildlife Collection
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 18.99%* |
Balance Transfers: |
11.99% - 18.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| TrueEarnings(R) Card from Costco and American Express
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- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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See Terms* |
See Terms* |
15.24% |
See Terms* |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Introductory Period |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Regular APRs |
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Purchases: |
15.24% |
Balance Transfers: |
See Terms* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Platinum Delta SkyMiles(R) Credit Card from American Express
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- Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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See Terms* |
See Terms* |
14.50% |
$150 per year |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Introductory Period |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Regular APRs |
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Purchases: |
14.50% |
Balance Transfers: |
See Terms* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$150 per year |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Platinum Card(R) from American Express
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- Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
N/A |
$450 annual fee |
No* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$450 annual fee |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Excellent Credit Credit Cards - Credit Cards For Excellent Credit - Credit Cards For People With Excellent Credit
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