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The credit card offers in this section are the most popular credit cards for consumers with excellent personal credit. This section features cards that offer low interest rates, great rewards, airline miles, points, and cash back. Most of these cards even have no annual fees. Take time and search through this list of consumer and business credit card offers for excellent credit, and apply for one that best meets your needs. |
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| Chase Freedom(SM) Credit Card
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- $50 Cash Back after your first purchase!
- 3% bonus cash back offers in categories like gas, home improvement and department stores
- Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0% |
up to 12 Months |
As low as 13.24% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
0% |
Balance Transfers: |
N/A |
| Introductory Period |
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Purchases: |
up to 12 Months |
Balance Transfers: |
N/A |
| Regular APRs |
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Purchases: |
As low as 13.24% |
Balance Transfers: |
As low as 13.24% |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Chase Sapphire(SM) Card
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- 10,000 Bonus Points after first purchase
- 2X on all airfare booked through Ultimate Rewards
- No earning caps, point expiration, or blackout dates
- Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
- 1 point for every dollar on all other purchases
- 24/7 Dedicated service advisor (No voice recording)
- Premier travel protection benefits
- No Annual Fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
As low as 12.24% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
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Purchases: |
As low as 12.24% |
Balance Transfers: |
As low as 12.24% |
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Cash Advance: |
19.24% |
Penalty: |
29.99% |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Delta Reserve Credit Card
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- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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See Terms* |
See Terms* |
14.50% |
$450 per year |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Introductory Period |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Regular APRs |
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Purchases: |
14.50% |
Balance Transfers: |
See Terms* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$450 per year |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Escape by DiscoverŽ Card
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- 25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
- Unlimited Double Miles on all purchases
- Book any travel, anytime with no blackout dates or restrictions
- 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
- Enhanced travel benefits
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
- $60 Annual Fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 months* |
11.99% - 18.99%* |
$60* |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 months* |
Balance Transfers: |
6 months* |
| Regular APRs |
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Purchases: |
11.99% - 18.99%* |
Balance Transfers: |
11.99% - 18.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$60* |
Balance Transfers: |
3%* |
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Late: |
$19-$39* |
Cash Advance: |
3%, min $5* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Starwood Preferred Guest(R) Credit Card from American Express
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- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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See Terms* |
See Terms* |
15.24% |
See Terms* |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Introductory Period |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Regular APRs |
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Purchases: |
15.24% |
Balance Transfers: |
See Terms* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| VisaŽ Black Card
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- 0% APR for 6 Months on Balance Transfers*
- Exclusive Rewards Program - Receive 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime
- Limited Membership - Limited to ensure the highest caliber of personal service is provided to every Cardmember
- 24-Hour Concierge Service - Enjoy our 24-hour world class Concierge Service, ready to assist you with all your travel, leisure and personal needs
- Patent Pending Carbon Card - The Black Card has a unique carbon design, guaranteed to get you noticed
- Travel Lounge Priority Pass - World's largest independent airport VIP lounge program, allowing you access to more than 500 airport lounges in over 90 countries worldwide.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0% |
six billing cycles |
13.24% |
$495 |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
0% |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
six billing cycles |
| Regular APRs |
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Purchases: |
13.24% |
Balance Transfers: |
13.24% |
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Cash Advance: |
19.99% |
Penalty: |
* |
| Fees |
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Annual: |
$495 |
Balance Transfers: |
See terms* |
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Late: |
See terms* |
Cash Advance: |
See terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Excellent Credit Credit Cards - Credit Cards For Excellent Credit - Credit Cards For People With Excellent Credit
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