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The credit card offers in this section are the most popular credit cards for consumers with excellent personal credit. This section features cards that offer low interest rates, great rewards, airline miles, points, and cash back. Most of these cards even have no annual fees. Take time and search through this list of consumer and business credit card offers for excellent credit, and apply for one that best meets your needs. |
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| Starwood Preferred Guest(R) Credit Card from American Express
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- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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| Introductory Rate |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Introductory Period |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Regular APRs |
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Purchases: |
15.24% |
Balance Transfers: |
See Terms* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Simmons First Visa® Platinum Rewards
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
9.25% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
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Purchases: |
9.25% |
Balance Transfers: |
9.25% |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi PremierPass® Card - Elite Level
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- 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
14.24% (V) |
$75 Annually |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
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Purchases: |
14.24% (V) |
Balance Transfers: |
14.24% (V) |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$75 Annually |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
$15/$29/$39 * |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - Sealife Collection
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 18.99%* |
Balance Transfers: |
11.99% - 18.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - Monogram
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 18.99%* |
Balance Transfers: |
11.99% - 18.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
see terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| IBERIABANK Visa® Platinum Card
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- Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 day grace period
- Online access to credit card account information
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
8.25% - 14.25% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
1.99% |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
6 Billing Cycles |
| Regular APRs |
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Purchases: |
8.25% - 14.25% |
Balance Transfers: |
8.25% - 14.25% |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 18.99%* |
Balance Transfers: |
11.99% - 18.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
$19+* |
Cash Advance: |
3%, $5 minimum* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® More(SM) Card - American Flag
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
12 Months* |
| Regular APRs |
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Purchases: |
11.99% - 18.99%* |
Balance Transfers: |
11.99% - 18.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
5%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® Motiva(SM) Card
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- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row-twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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3.99%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
3.99%* |
Balance Transfers: |
3.99%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
Up to 12 Months* |
| Regular APRs |
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Purchases: |
11.99% - 18.99%* |
Balance Transfers: |
11.99% - 18.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Miles by Discover® Card
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- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 Months* |
11.99% - 18.99%* |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
11.99% - 18.99%* |
Balance Transfers: |
11.99% - 18.99%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
3%* |
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Late: |
See Terms* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Excellent Credit Credit Cards - Credit Cards For Excellent Credit - Credit Cards For People With Excellent Credit
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