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The credit card offers in this section are the most popular credit cards for consumers with excellent personal credit. This section features cards that offer low interest rates, great rewards, airline miles, points, and cash back. Most of these cards even have no annual fees. Take time and search through this list of consumer and business credit card offers for excellent credit, and apply for one that best meets your needs. |
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| Citi® Professional(SM) Cash Card
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- 0% APR on purchases for 12 months*
- Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals. Plus earn 1% cash back on other purchases.*
- Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes.
- Quarterly and Annual account summaries and categorized statements at no additional cost.
- No Annual Fee.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
12 Months* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
9.99%* |
Balance Transfers: |
N/A* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
$15/$29/$39 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Capital One® Platinum Prestige
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Rest easy with an outstanding, low rate-for customers with excellent credit - 7.9% APR on purchases and balance transfers
- Your APR will not increase simply because you pay late only once or go over your credit limit
- No annual fee and no balance transfer fees
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
7.90%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
7.90%* |
Balance Transfers: |
7.90%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $10 minimum * |
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Late: |
$15/$29/$39 ** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Starwood Preferred Guest® Credit Card from American Express
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- Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 econds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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2.90%* |
6 Months* |
14.99%* |
$45* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
2.90%* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
14.99%* |
Balance Transfers: |
14.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$45* |
Balance Transfers: |
See Terms* |
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Late: |
$19/$38 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Disney Rewards® Visa® Card from Chase
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- 0% Introductory APR for up to 12 Months*
- No Annual Fee
- Earn Disney rewards with everyday purchases
- 0% financing on select Disney vacation packages
- No Block-Out Dates
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
12 Months* |
10.99%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
12 Months* |
Balance Transfers: |
12 Months* |
| Regular APRs |
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Purchases: |
10.99%* |
Balance Transfers: |
10.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
$15/$29/$39 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
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For customers with excellent credit - 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases.
- No limit on cash back and rewards won’t expire for the life of your account
- 14.9% APR on purchases and balance transfers
- Request your cash back rewards whenever you want
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
14.90%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
14.90%* |
Balance Transfers: |
14.90%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $10 minimum * |
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Late: |
$15/$29/$39 ** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Simmons First Visa® Platinum Rewards
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- Offers a 0% APR for balance transfers only for 6 billing periods
- Low 8.95% fixed standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
- Excellent to good credit needed
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
8.95%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
6 Billing Cycles* |
| Regular APRs |
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Purchases: |
8.95%* |
Balance Transfers: |
** |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Blue Cash® from American Express
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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
up to 12 Months* |
As Low As 8.99%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
up to 12 Months* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
As Low As 8.99%* |
Balance Transfers: |
As Low As 8.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
$19/$38 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Chase Freedom(SM) Credit Card
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- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
14.99%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
14.99%* |
Balance Transfers: |
14.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
$15/$29/$39 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Capital One® No Hassle Miles(SM) UltraFor Professionals
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Professionals with excellent credit can earn twice the miles on every purchase - Earn 2 miles for each dollar spent on all purchases*
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
- 13.9% APR on purchases and balance transfers
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
13.90%* |
$39* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
13.90%* |
Balance Transfers: |
13.90%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$39* |
Balance Transfers: |
3%, $10 minimum * |
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Late: |
$15/$29/$39 ** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Brighter Planet Visa® Credit Card
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- Automatic point redemptions to help build renewable energy projects
- 1 EarthSmart Point for every $1 net retail
- 1,000 EarthSmart bonus points with first transaction
- 1,000 EarthSmart bonus points for signing up for paperless statements
- For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
- Card issued by FIA Card Services, N.A.
Terms & Conditions
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
12 Billing Cycles* |
9.99 / 15.99%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
12 Billing Cycles* |
| Regular APRs |
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Purchases: |
9.99 / 15.99%* |
Balance Transfers: |
9.99% / 15.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Excellent Credit Credit Cards - Credit Cards For Excellent Credit - Credit Cards For People With Excellent Credit
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