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The credit card offers in this section are the most popular low interest credit cards found online. These cards feature low introductory APR's, regular APR's, and most have no annual fee. Take time and search through these credit card offers and apply for one that best meets your needs. |
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| IBERIABANK Visa® Gold Card
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
9.25%, 12.25%, or 15.25% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
1.99% |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
6 Billing Cycles |
| Regular APRs |
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Purchases: |
9.25%, 12.25%, or 15.25% |
Balance Transfers: |
9.25%, 12.25%, or 15.25% |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| IBERIABANK Visa® Platinum Card
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
9.25%, 12.25%, or 15.25% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
1.99% |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
6 Billing Cycles |
| Regular APRs |
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Purchases: |
9.25%, 12.25%, or 15.25% |
Balance Transfers: |
9.25%, 12.25%, or 15.25% |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Simmons First Visa® Platinum Rewards
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
9.25% |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
N/A |
| Regular APRs |
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Purchases: |
9.25% |
Balance Transfers: |
9.25% |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Diamond Preferred® Rewards Card
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- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0% |
12 months* |
12.99% - 20.99%* (Variable) |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0% |
Balance Transfers: |
0% |
| Introductory Period |
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Purchases: |
12 months* |
Balance Transfers: |
12 months* |
| Regular APRs |
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Purchases: |
12.99% - 20.99%* (Variable) |
Balance Transfers: |
12.99% - 20.99%* (Variable) |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
5% of each balance transfer; $10 minimum |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Blue Sky from American Express(R)
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- 0% intro APR on purchases for 6 months and no annual fee
- Flexibility to pay over time
- Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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See Terms* |
See Terms* |
17.24%-21.24% Variable |
No Annual Fee |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Introductory Period |
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Purchases: |
See Terms* |
Balance Transfers: |
See Terms* |
| Regular APRs |
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Purchases: |
17.24%-21.24% Variable |
Balance Transfers: |
See Terms* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
No Annual Fee |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi Forward® Card
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- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No annual fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0% if you qualify* |
7 Months on Purchases* |
12.99% - 19.99%* (Variable) |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0% if you qualify* |
Balance Transfers: |
0% if you qualify* |
| Introductory Period |
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Purchases: |
7 Months on Purchases* |
Balance Transfers: |
12 months on Balance Transfers* |
| Regular APRs |
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Purchases: |
12.99% - 19.99%* (Variable) |
Balance Transfers: |
12.99% - 19.99%* (Variable) |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| IBERIABANK Visa ® Select Card
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- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0% or 7.50% |
12 Months |
7.50%, 9.50% or 11.50%* |
$35 |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
0% or 7.50% |
Balance Transfers: |
1.99% |
| Introductory Period |
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Purchases: |
12 Months |
Balance Transfers: |
12 Billing cycles* |
| Regular APRs |
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Purchases: |
7.50%, 9.50% or 11.50%* |
Balance Transfers: |
7.50%, 9.50% or 11.50%* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
$35 |
Balance Transfers: |
3% of the transfer amount |
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Late: |
$35 |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi Forward® Card for College Students
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- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0% if you qualify* |
7 Months on Purchases* |
12.99% - 19.99%* (Variable) |
None |
Yes* |
Good |
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| Introductory Rate |
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Purchases: |
0% if you qualify* |
Balance Transfers: |
0% if you qualify* |
| Introductory Period |
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Purchases: |
7 Months on Purchases* |
Balance Transfers: |
12 months on Balance Transfers* |
| Regular APRs |
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Purchases: |
12.99% - 19.99%* (Variable) |
Balance Transfers: |
12.99% - 19.99%* (Variable) |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Dividend Platinum Select® MasterCard®
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- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
- Full 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center®
- No Annual Fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A |
N/A |
12.99% - 20.99%* (Variable) |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
N/A |
Balance Transfers: |
0% |
| Introductory Period |
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Purchases: |
N/A |
Balance Transfers: |
15 months* |
| Regular APRs |
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Purchases: |
12.99% - 20.99%* (Variable) |
Balance Transfers: |
12.99% - 20.99%* (Variable) |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Chase Freedom® MasterCard
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- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0% |
6 months on Purchases* |
12.99%-22.99% Variable* |
None |
Yes* |
Excellent |
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| Introductory Rate |
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Purchases: |
0% |
Balance Transfers: |
0% |
| Introductory Period |
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Purchases: |
6 months on Purchases* |
Balance Transfers: |
12 months on Balance Transfers* |
| Regular APRs |
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Purchases: |
12.99%-22.99% Variable* |
Balance Transfers: |
12.99%-22.99% Variable* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card
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