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 Compare Low Interest Cards

 
 
Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card The credit card offers in this section are the most popular low interest credit cards found online. These cards feature low introductory APR's, regular APR's, and most have no annual fee. Take time and search through these credit card offers and apply for one that best meets your needs.
   

The Merrill+ Visa® Credit Card


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  • Introductory 1.9% Annual Percentage Rate
    (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)
  • No Annual Fee
  • Outstanding Rewards Program
    One of the best rewards cards available today with anytime, anywhere air rewards.
  • Earn 1 point for every $1 spent
    on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more.
  • Extraordinary Benefits
    Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.99%* None* Yes* Good*

Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card


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  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

Terms & Conditions


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Billing Cycles* 9.99 / 15.99%* None* Yes* Good*

Citi PremierPass® Card


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  • 10,000 bonus points after $300 in purchases made within 3 months of account opening*
  • Earn 1 point for every dollar spent on all purchases*
  • Earn 1 point for every 3 miles you fly on any airline*
  • Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
  • Redeem points for flights on any airline with no blackout dates*
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Months* as low as 11.99%* None* Yes* Good*

Simmons First Visa® Platinum Rewards


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  • Offers a 0% APR for balance transfers only for 6 billing periods
  • Low 8.95% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
  • Excellent to good credit needed


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 8.95%* None* Yes* Excellent*

Bank of Internet Visa® Platinum Rewards


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  • 0% Introductory APR* on purchases and balance transfers for 6 months
  • No annual fee
  • Earn points on purchases, redeem for cash, travel or merchandise – it’s your choice!
  • Online banking - view your account balance, review transactions and make your Visa payment online
  • Annual Activity Statement – Receive a complimentary year-end summary to reconcile your Visa Platinum Rewards credit card.
  • Zero Liability Fraud Protection** - You are not responsible for any unauthorized purchases made with your card or account number – online or off.
  • Auto Rental Insurance – Provides 24-hour coverage for damage due to collision or theft when rental is paid for with your Visa Platinum Rewards credit card.
  • Travel Accident Insurance – Receive up to $150,000 travel/accident insurance when you charge air, train, ship or bus tickets on a licensed common carrier with your Visa Platinum Rewards credit card.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* As low as 11.95%* None* Yes* Excellent*

Capital One ® Platinum Prestige Visa®


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Rest easy with an outstanding, low rate-for customers with excellent credit

  • 7.9% APR on purchases and balance transfers
  • Your APR will not increase simply because you pay late only once or go over your credit limit
  • No annual fee and no balance transfer fees

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 7.90%* None* Yes* Excellent*

Pulaski Bank VISA® Card


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  • 6.50% APR
  • 0.0% Introductory APR on all balance transfers
  • Fixed low rate.
  • Best Credit Card Rate in the Country
  • No Fee balance transfers

 

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 6.50%* $35* Yes* Excellent*

Union Plus® MasterCard®


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  • FREE Rewards Program designed for hard-working union members.
  • Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
  • Earn 1 Point for every dollar spent anywhere
  • Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
  • NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
  • 1.99% introductory APR on new purchases*.
  • All Calls answered in the United States.
  • No annual fee and No liability for unauthorized

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
1.99%* 6 Months* 13.99%* None* Yes* Good*

Citi CashReturns(SM) Card


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  • Earn a full 1% cash back on every purchase
  • Get a 20% bonus on the cash back earned on all purchases for the first 12 months
  • Checks will be sent automatically every time you earn $50 - no calling necessary
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* up to 12 Months* As Low As 9.99%* None* Yes* Good*

Miles by Discover® Card


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  • A Miles card with no annual fee!
  • No blackout dates
  • Double Miles on food and travel, up to $3,000 each year
  • 1 Mile for every $1 you spend
  • Unlimited Miles while your account is active
  • 0% Intro APR*

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 10.99%* None* Yes* Good*

Pulaski Bank Visa Gold


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  • 8.00% APR
  • Low Rate
  • No Annual Fee
  • 0% Balance Transfers


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 8.00%* None* Yes* Excellent*

Discover® More(SM) Card - Monogram


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  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Months* 10.99%* None* Yes* Excellent*

IBERIABANK Visa Classic


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  • Variable rates as low as Prime - 1%
  • No annual membership fee
  • 0% Introductory APR on balance transfers for your first 6 billing cycles
  • 25 Day grace period
  • Online access to credit card information


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* As Low As 4.00%* None* Yes* Excellent*

Disney Rewards® Visa® Card from Chase


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  • 0% Introductory APR for up to 12 Months*
  • No Annual Fee
  • Earn Disney rewards with everyday purchases
  • 0% financing on select Disney vacation packages
  • No Block-Out Dates

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent*

Chase TravelPlus Visa® Card


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  • Earn 2 miles per $1 on travel purchases
  • Earn 1 mile per $1 on all other purchases
  • Annual rewards fee of $29
  • Redeem for airline tickets, cash, gift cards and more!
  • Intro 0% Fixed APR for up to 12 months

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 14.99%* None* Yes* Good*

Chase PerfectCard™ MasterCard®