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Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card

The credit card offers in this section are the most popular low interest credit cards found online. These cards feature low introductory APR's, regular APR's, and most have no annual fee. Take time and search through these credit card offers and apply for one that best meets your needs.
   
Citi® Platinum Select® Card
Citi® Platinum Select® Card

Apply Online for This Credit Card


  • 0% APR* on balance transfers and purchases for 6 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%
6 Months
As Low As 11.99% (V)
None
Yes*
Good


Discover® More(SM) Card

Discover® More(SM) Card
Apply Online for This Credit Card

  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 11.99% - 18.99%* None Yes* Good

American DreamCard™ MasterCard®

American DreamCard™ MasterCard®
Apply Online for This Credit Card

  • Over $1.1 Million Awarded to Date!
  • Large monthly cash jackpots
  • Earn entries from everyday shopping
  • Get 1,000 entries just for applying!
  • A New Winner Every Month!
  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
  • *See terms and conditions for important rate, fee, and other cost information, and limitations

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 14.99% or 21.99% V $0- $59* No* Average

Simmons First Visa® Platinum

Simmons First Visa® Platinum
Apply Online for This Credit Card

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 7.25% None Yes* Excellent

Discover® Motiva(SM) Card

Discover® Motiva(SM) Card
Apply Online for This Credit Card

  • Cash Rewards for your good credit management!
  • Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row-twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
3.99%* 6 Months* 11.99% - 18.99%* None Yes* Good

Miles by Discover® Card

Miles by Discover® Card
Apply Online for This Credit Card

  • 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire
  • No Annual Fee
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 11.99% - 18.99%* None Yes* Good

Platinum Card(R) from American Express

Platinum Card(R) from American Express
Apply Online for This Credit Card

  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A $450 annual fee No* Excellent

Discover® More(SM) Card - Monogram

Discover® More(SM) Card - Monogram
Apply Online for This Credit Card

  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 11.99% - 18.99%* None Yes* Excellent

IBERIABANK Visa® Classic Card

IBERIABANK Visa® Classic Card
Apply Online for This Credit Card

  • Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
  • Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
  • 25 day grace period
  • Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 7.25% - 13.25% None Yes* Excellent

Discover® More(SM) Card - American Flag

Discover® More(SM) Card - American Flag
Apply Online for This Credit Card

  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 11.99% - 18.99%* None Yes* Good

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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card


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