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Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card

The credit card offers in this section are the most popular low interest credit cards found online. These cards feature low introductory APR's, regular APR's, and most have no annual fee. Take time and search through these credit card offers and apply for one that best meets your needs.
   
Citi® Platinum Select® Card
Citi® Platinum Select® Card

Apply Online for This Credit Card


  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%*
up to 12 Months*
As Low As 11.99%*
None*
Yes*
Good*


Discover® More(SM) Card

Discover® More(SM) Card
Apply Online for This Credit Card

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 6 Months* 11.99 - 18.99%* None* Yes* Good*

Discover® Open Road(SM) Card

Discover® Open Road(SM) Card
Apply Online for This Credit Card

  • Double Cashback Bonus on grocery store purchases in November and December*
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 6 Months* 11.99 - 18.99%* None* Yes* Good*

American DreamCard™ MasterCard®

American DreamCard™ MasterCard®
Apply Online for This Credit Card

  • American DreamCard - The first and only 'POOLED REWARDS™' Credit Card.
  • You don't need to be a big spender to win big with this credit card.
  • Large monthly cash jackpots!
  • Earn entries from everyday shopping!
  • Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
  • Get 1,000 entries just for applying!
  • More entries mean more chances to win!
  • Entries are good for future drawings (during a particular sweepstakes period) and there is no limit to how many times you can win*
  • A New Winner Every Month!
  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
  • *See terms and conditions for important rate, fee and other cost information, and limitations

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 14.99 or 21.99 V%* See Terms* No* Average*

Simmons First Visa® Platinum

Simmons First Visa® Platinum
Apply Online for This Credit Card

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 7.25%* None* Yes* Excellent*

Discover® Motiva(SM) Card

Discover® Motiva(SM) Card
Apply Online for This Credit Card

  • Double Cashback Bonus on grocery store purchases in November and December*
  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row-twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
3.99%* 6 Months* 11.99 - 18.99%* None* Yes* Good*

PartnersFirst Cash Back Visa® Credit Card

PartnersFirst Cash Back Visa® Credit Card
Apply Online for This Credit Card

  • Earn 1% cash back on every purchase
  • Redeem points for airline travel, merchandise, unique experiences -- and much more
  • Customize your card with your favorite photo!
  • Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles.
  • No Annual Fee
  • Total fraud protection
  • 24/7 customer service

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* As low as 10.24 - 16.24%* None* Yes* Good*

Miles by Discover® Card

Miles by Discover® Card
Apply Online for This Credit Card

  • 12,000 Bonus Miles* – 1,000 Miles each month you make a purchase for the first 12 months
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire*
  • No Annual Fee
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 11.99 - 18.99%* None* Yes* Good*

Platinum Card® from American Express

Platinum Card® from American Express
Apply Online for This Credit Card

  • Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year
  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program® -- exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only® Events -- access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* N/A* $450* No* Excellent*

Discover® More(SM) Card - Monogram

Discover® More(SM) Card - Monogram
Apply Online for This Credit Card

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 6 Months* 11.99 - 18.99%* None* Yes* Excellent*

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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card


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