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The credit cards and debit cards listed below are the most popular cards for consumers with little to no personal credit. These cards are designed to help consumers establish their personal credit. Take time and search through this list of credit card offers for consumer with no credit, and apply for one that best meets your needs. |
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| Vision Premier® Visa® Prepaid Card
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- No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
- Safer than cash if lost or stolen
- Accepted everywhere Visa Debit cards are accepted
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Green Dot® Gold Prepaid MasterCard®
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- FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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* |
* |
See Terms* |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| READYdebit® Card
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- 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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* |
* |
N/A* |
No* |
Poor |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
N/A* |
Balance Transfers: |
* |
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Late: |
See Terms* |
Cash Advance: |
See Terns* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Facecard prepaid MasterCard®
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- Instant Guaranteed Approval* - no credit check, no security deposit
- Free Direct Deposit - easy access to your funds
- Free Online Bill pay - no more mailing costly money orders.
- Free Money Transfers to other Facecard members - no more spending money on wire transfers.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Receive Prewards, which are like coupons, put directly on your card.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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* |
* |
* |
N/A* |
No* |
Poor |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
N/A* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| PEX Visa® Prepaid Card For Business
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Provide your employees with a reloadable prepaid card for business expenses. - Trial offer - first 2 months free
- Manage spending for staff in the field
- Alternative to credit cards, petty cash, check reimbursements
- Enforce budgets with individual card balances
- Control spending by merchant category and daily limits
- Online program management
- No transaction or card load fees - simple pricing
- No credit check required
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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* |
* |
* |
See terms* |
No* |
N/A |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
See terms* |
Balance Transfers: |
See terms* |
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Late: |
See terms* |
Cash Advance: |
See terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| NetSpend® Visa® Prepaid Debit Card
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- 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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* |
* |
None |
No* |
Poor |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
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Cash Advance: |
* |
Penalty: |
* |
| Fees |
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Annual: |
None |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Prepaid Visa® RushCard
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- Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit of pay, tax refund, anticipation loans
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
See Terms* |
No* |
Poor |
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| |
| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
N/A |
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Late: |
N/A |
Cash Advance: |
N/A |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Wired Plastic Visa® Prepaid Card
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- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
See Terms* |
No* |
Poor |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| AccountNow Prepaid Visa® Card
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- NEW! Now with the iAdvance(SM) loan option, no credit check needed.
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Check Writing – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
* |
* |
* |
See Terms* |
No* |
Bad |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
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Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
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Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Millennium Advantage Pre-Paid MasterCard®
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- Use your card at over 900,000 ATMs and millions of locations worldwide!
- No credit check or income verification required
- No Chexsystem check
- No minimal balance required!
- Phone and On-line account access
- Shop and pay bills on-line!
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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* |
* |
* |
See Terms* |
No* |
Poor |
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| Introductory Rate |
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Purchases: |
* |
Balance Transfers: |
* |
| Introductory Period |
|
Purchases: |
* |
Balance Transfers: |
* |
| Regular APRs |
|
Purchases: |
* |
Balance Transfers: |
* |
| |
|
Cash Advance: |
* |
Penalty: |
* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
No Credit Credit Cards - Credit Cards for No Credit - NoCredit Credit Cards
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