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The credit cards and debit cards listed below are the most popular cards for consumers with little to no personal credit. These cards are designed to help consumers establish their personal credit. Take time and search through this list of credit card offers for consumer with no credit, and apply for one that best meets your needs. |
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| The BuyRIGHT Prepaid MasterCard®
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- Get cash at over 900,000 ATMs worldwide
- Pay your bills online or over the phone
- Eliminate payday hassles with free direct deposit
- Accepted at millions of MasterCard locations worldwide
- NO credit checks
- NO employment verification
- NO monthly or annual fees
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
* |
No* |
Poor* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
N/A* |
Balance Transfers: |
N/A* |
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Late: |
N/A* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Baby Phat Prepaid Visa® RushCard
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- Show your style with the BabyPhat RushCard
- NO monthly, NO annual fees and NO hidden fees
- Quick and easy! Everyone is eligible! NO credit check
- FREE direct deposit of pay, tax refund, and government benefits
- Access your money at over 850,000 ATMS
- Free 24x7 customer service, activity status, & balance inquiries
- Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone
- Helps control debt-you can't overspend!
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
N/A* |
No* |
Poor* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
N/A* |
Balance Transfers: |
See Terms* |
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Late: |
N/A* |
Cash Advance: |
N/A* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| First Vineyard MasterCard® Card
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- Receive cash back from your own spending
- Receive cash compensation from the spending of anyone in your compensation tree.
- Live debt free and receive compensation for your everyday spending.
- Reload your card directly from your payroll or bank account
- Powerful Online Account Management
- Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
- Card Accepted at 30 Million merchants & One Million ATM machines
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|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
* |
No* |
Poor* |
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|
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| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
N/A* |
Balance Transfers: |
See Terms* |
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|
Late: |
N/A* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| AccountNow™ Prepaid MasterCard®
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- Build your credit with the new iAdvance loan option(SM)
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Bill Pay – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
See Terms* |
No* |
Poor* |
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| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
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|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Eufora Elite Credit Builder Prepaid MasterCard®
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- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit
- FREE Point of Sale Transactions
- FREE 24/7 Online Access
- FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
- Cash Reward Program
- ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)
* Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. 'Guaranteed Approval' is contingent upon successfully passing this mandatory identification confirmation.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
$99.95* |
No* |
Bad* |
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| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$99.95* |
Balance Transfers: |
N/A* |
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Late: |
$99.95* |
Cash Advance: |
$2.00* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| USA Gold Shopping Card
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- *Guaranteed Instant Online Approval!
- $5000 Unsecured Gold Merchandise Credit Line!
- NO Credit Checks or Credit Turndowns!
- NO Employment Verifications!
- Upon request, credit limits increases are available to those that qualify.
- Establish Credit by Reporting to Major Credit Bureau!
- Receive a *Free $50 Gift Card!
- After enrolling you'll receive a $300 Grocery Coupon Card
*see website for terms and conditions
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
* |
No* |
Poor* |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
N/A * |
Balance Transfers: |
N/A* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
N/A* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
N/A* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Bank Freedom Prepaid Visa® Card
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- Save $10-$25 a month compared to other “FREE” cards
- $0 DIRECT DEPOSIT- Why Pay Up To $4.95 to Load Cash?
- $0 MONTHLY FEE - Others Charge $4.95 - $9.95 MONTHLY
- $0 CARD ACTIVATION FEE - Others Charge $4.95- $9.95
- $0 CUSTOMER SERVICE- Others Charge $2.00 PER CALL
- $0 SIGNATURE FEE- Others Charge $1.00 (what’s that?)
- 100% Guaranteed Approval* - No Credit Check
- We Proudly Display Our Low Low Fees - Others Bury Them
- Applies to Direct Deposit Customers only - Save $100’s
- Additional fees apply to cash loading customers
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
N/A* |
See Terms* |
No* |
N/A* |
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| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
N/A * |
Balance Transfers: |
N/A* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
See Terms* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
No Credit Credit Cards - Credit Cards for No Credit - NoCredit Credit Cards
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